Management Model

Cash ratio, EBIT, Cash Flow, ROCE, BCG Matrix, SWOT, WACC,JIT, TQM, Fish Bone Chart.

Sample(1)
SWOT Analysis

Sample(2)
MOB Model

Financial Management

Cash Management / Current Asset Financing

Cash is needed to pay for labor an draw materials, to buy fixed assets, to pay taxes, to service debt, to pay dividends and so on. However, Cash itself earns no interest. Thus, the goal of the Cash Manager is to minimize the amount of cash the firm must hold for use in conducting its normal business activities, yet, at the same time, to have sufficient cash (1) to take trade discounts, (2) to maintain its credit rating, and (3) to meet unexpected cash needs.

Cash Management Techniques

Cash Flow Synchronization

If you could arrange to receive income daily and to pay rent and other charges on a daily basis, and if you were confident of your forecasted inflows and outflows, then you could hold a very small average.
Cash balance (It is synchronization of cash flows provides cash when it is needed and thus enables firms to reduce cash balances, decrease bank loans, lower interest expenses and boost profits.)

Speed Up the Check clearing Process

The length of time required for checks to Lear is thus a function of the distance between the payer's and the payee's bank .

Using float

Float is defined as the difference between the balance shown in a firm's (or individual's ) checkbook and the balance on the bank's records.
A firm net float is a function of its ability to speed up collections on checks received and to slow down collections on checks written.

Acceleration of Receipts

Financial managers have searched for ways to collect receivables faster since credit transactions began.

Financial Management (Ratio, Liquidity)

Asset Management

Time Value of Money

Future Value

Present Value

Future value of An Annuity
Present value of An Annuity

Stress

A physiological and emotional response to stimuli that place physical or psychological demands on the individual and create uncertainty and lack of personal control when important outcomes are at stake.

Stress Management

A variety of technique help individuals manage stress. Among the most basic strategies are those that help people still healthy: exercising regularly, getting plenty of rest, and eating a healthful diet. Organizations can support these good habits through wellness programs that, for example, provide access to nutrition counseling and exercise facilities. Relaxation and meditation also help people cope with stress. Organizations can support these stress management techniques by encouraging employee to take regular breaks and vacations. The time off is a valuable investment when it allows employee to approach their task with renewed energy and a fresh perspective when they return to work.

Physical Relaxation Techniques

Physical relaxation techniques are as effective as mental techniques in reducing stress. In fact, the best relaxation is achieved by using physical and mental techniques together.
This is something that you can do for yourself by following these steps:

• Sit quietly and comfortably.

• Close your eyes.

• Start by relaxing the muscles of your feet and work up your body relaxing muscles.

• Focus your attention on your breathing.

• Breathe in deeply and then let your breath out. Count your breaths, and say the number of the breath as you let it out (this gives you something to do with your mind, helping you to avoid distraction).

*Do this for ten or twenty minutes.